Would a bank sit on a loan so I would lose the rate I locked up?

I have a 30 day lock on a 4.75% mortgage loan.

I received one email last week, say all requested documents received and was forwarding my info to the underwriter for review.
They asked for more info, and today I get another email stating they have everything once again, and will be sending everything to the underwriter for review.

We’re they bsing me with the initial email? Could they be stalling so I would lose my rate?

Just curious what you people think…

Register New Account
Reset Password