Working on trying to clean up my credit report without a credit repair person?
I am looking over my credit report and I’d like to clean it up a bit if I can. I have a bankruptcy on there and I know that stays on for 7 years, but I’m wondering can I ask them to remove certain items for example anything that says account closed at consumers request? My boyfriend and I are trying to buy a house and our credit is almost there. Another question I have is I sent the credit bureaus a letter asking them to remove some items that were placed in collections on my boyfriends credit report, one of the items is a medical bill that his job was suppose to pay but never did and another was his was an authorized user on my target account that was placed in bankruptcy, how likely is it that they will remove these 2 items from his report? That’s so much.