Will I still need a mortgage for first time buyers?

I’m like 9 things on my credit report 4 but are still there and two more next month and pay all these collection accounts like 2-7 years? It amounts to about $ 3,000 in debt. I have a property i own the right i paid 2 years ago and has a well drilled on this, I thought perhaps the equity? Please help with advice before I ask!

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