My tax refund offset due to defaulted… prevent them from taking refund? I have some defaulted student loans and I just found out that I wont be getting a tax refund back due to these loans. Now I have 2 dependents to…those taking on hefty student loans…? I am going to be in college next year as a freshman, however my parents are continuously pushing for me to stay in state because it will save "30 thousand dollars." The way I look…Will paying Student Loans early help my credit? I am taking out some student loans to finish up school and i was wondering if i pay off my loans say 4 or 5 months after i borrow will i still get some credit…