Why is my credit score different when pulled from internet than when the bank pulls it?

I have investigated my credit on the internet. I pulled all three credit scores. Then I went to the bank to talk about a home purchase. They ran my credit and came up with scores from the same credit companies that were 20 to 100 points lower. After leaving the bank I came home and ran a refresh and update on my credit reports. They were a few points different from my earlier pull, but no where near the banks. In most cases it was a point or two higher or lower. The bank uses a credit bureau company of some sort to do their credit pulls. Help

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