Why does no one speak of the government doing to the insurance industry, what it did to the mortgage industry?

I think by now, there is little dispute that the government; by forcing banks to take on risky mortgage loans, put the entire country in a state of financial collapse. Why then, would anyone think it a good idea, that the government force the insurance companies to do the same? After all: all health insurance is; is temporary mitigation of our own personal, yet certain demise.

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