Why do different credit reporting agencies report such dramatically different credit scores?
For example, Transunion has shown that I have been able to up my credit score by 100pts in the last 1 1/2 years, but Experian is showing a drop by a few points. Transunion says my credit is good, experian shows my credit is poor. How the hell can one be bad and one be good? I pay ALL bills on time and I always pay more than the minimums. I’ve even paid off a couple this year and I don’t have much open. Can someone help me with this confusion?
It’s my FICO thats showing high and good and a PLUS thats showing bad and poor. All I need to worry about is the FICO then?