Who should get a flex pay mortgage loan?

So my husband and I have found a home that we really love but its out of our price range at the current moment. I have a job in September on hold when I graduate from college and we will be able to afford the house then, but it will probably be gone. My question is should we get one of those Flex pay loans for now that allow us to pick the certain payment or are these loans a scam?

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