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Who has personally filed bankruptcy?….?

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Besides the obvious credit damage for number of years, what are some of the other damaging consequences of a bankruptcy filing that no one would know unless they have filed themselves?

How do I repair my credit from a… ...with out paying leagal fees? I filed Bankruptcy over 10 years ago. I'm still having a hard time getting credit. I get denied when I apply. It still has it on my credit report that…
Will filing bankruptcy prevent me from… 3 years ago I filed bankruptcy. Since then I have not incurred any more debt. My credit score has risen to about 630. My problem is that included in the bankruptcy was a default on…
If a leak in my property causes damage… A property that i own was recently flooded due to a water leak in the loft, which spread into next doors property causing damage to carpets etc.... Our Buildings insurance covers all the damage in…

I have read just about anything that i can get my hands on on bankruptcy but i wanted to know from people whom have actually gone thru the process themselves.

basically need to know which i should file 7, 11, or 13 and why?

I have a very ailing business, should i file personal or business bankruptcy?

can i keep my house which is upside down in loans?

basic do’s and don’ts, before and after the filing. for instance:

I haven’t filed my taxes for 2008 yet, should i file for my taxes before or after filing for bankruptcy?

i want to refinance my house first mortgage, should i refinance before or after bankruptcy?

I am about to get a job, should i start before or after bankruptcy?

thank you in advance

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