Who do you complain to about the Credit Bureau’s?

I had several credit cards with zero balances. I was notified by the companies that I needed to use the cards (at a higher interest rate) or they would be closed. I did close some of the cards and my credit score went from 795 (Very Good) to 640 (Weak). I have no late payments and nothing else has changed. Is there someplace I can complain about what I feel is very unfair?

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