Who can be a professional that can offer finacial advice?

My husband and I are looking into buying our own home. We want to talk with someone who can offer us advice on what steps to take beyond what we’ve already done. Things such as, should we refinance our car loan to get a lower monthly payment and better interest rate? How much home can we afford on our budget? ETC.

Can a loan officer at our bank help us with that? Or would their be some legality issue that would make them say- nope, sorry, can’t give advice?

Thanks. I don’t want to sound stupid when I call.

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