Which insurance carriers cover detached residential garages used for business purposes (North Carolina)?

I am a homeowner in North Carolina and I have a 1200 sq ft detached garage that my fiance is launching a business out of. It’s my understanding that if something goes awry while it is being used for business, my homeowners insurance will not cover damages. I definitely want to make sure my detached garage is covered at all times.

I have asked my insurance agent, but didn’t really get a solid answer.

Does anyone know a carrier who has such a policy or supplement?

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