Which bank or mortgage company offers the best loan package for first-time home buyer?

the one who offers minimal interest and does not require a downpayment ,if not minimal. also, incase of a above-minimal downpayment, where can i get a downpayment and closing cost loan? i have excellent credit and my wife and I both works as a nurse. we bought a new car by cash thus we used up our savings supposedly for downpayment. thanks

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