where can i get a bad credit mortgage loan with a credit score of 598?

Mortgage affects credit score by how much? I had a score of around 700 and recently bought a home for 200k. I got a 30 year fixed loan at 5 percent. I'm only 23... Well I just checked my score and its…

Mortgage Score vs Credit Score I see the term mortgage score being used a lot since I've joined a few days ago. Do loan officers focus on the mortgage score instead of credit scores? What are factors that would give…

Which one should I get first, a… Hi Fico Community, *********** To begin everything, I am new at building my credit. I am young and only opened my first credit card 4 years ago while in college. That credit card defaulted since…

What do your credit score need to be? I was wondering what do my credit score need to be to get a mortgage loan with the State Employees Credit Union. I have been with then for 2 years and I have got a…

Should I apply for a mortgage loan with… I want to apply for a mortgage loan, most likely an FHA loan. I have a credit score of 560 and I have two default negative accounts on my credit report totaling around 3,000 and…

Does cosigning on a mortgage work the… Okay, so on an auto loan whoever is listed as the primary is whose credit score they use. Does it work the same way on a mortgage? If the person with a much higher credit…

Will my low score effect our mortgage… Hello, My fiancee and I are looking to move out of our apartment and buy a house. She currently has a credit score of about 750 and mine is a pathetic 640, mainly due to…

What has the Fico credit score for a… What is the minimum loan score that you need in order to get a home loan? We were pre approved for $ 130,000, and found a house and offered110, 000. Then we were told to…

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Chase & Amex Fraud Protection Excellent
Just wanted to share my experience with Chase and Amex on how quickly they handled fraud charges. I’ve heard most big banks take care of fraudulent charges on debit cards for the customer, but out of …
Why mortgage banks have not legalized, yes, shootings and similar cases in Florida …?
It seems that the men had guns losing their homes because of bad loans, which was high and the payments can not be done, why not? The federal government should put an end to remove …
How do you manage Amex Charge Cards?
I don’t carry a balance on every card, but for the ones I use the most frequently (BofA Cash rewards) I do. And it seems like you would have to spend a lot on say, …
Rebuilding Credit after Repo with balance
So I had a $ 50k car repossessed last year, and after the bank sold it at auction I am on the hook for $ 22k. My wife and I got on FMLA, but was not …
Should I join Penfed for their credit cards?
I’ve been reading the penfed thread and it makes me want to join them just for their credit cards. Should I join them for that purpose ? I am currently banking with a credit union …

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Household life insurance (HSBC) no medical exam?
Do you or anyone you know have a policy with them?Can they increase my life insurance… I am 68 years old. My life insurance agent called and said they had approved my life insurance's application …
My Credit Score is 555. How can i raise it?
Hello. I’m trying to raise my credit score. My score is 555 due to some mistakes i made in the past. I applied for store credit cards and got turned down a few months back. …
Can my landlord change my lease to require Renter’s Insurance?
I am in the East Bay (CA) and I have lived in the same apartment for over 4 years. My landlord insists on renewing my lease every six months and is now changing the terms …
How much Can I take Out for Home Equity line of Credit?
I have a house paid for free and clear. How much will a lender allow me to take out on a Home Equity Line of Credit? My friend told me only 40% of the value …
How do you buy multiple real estate properties?
As I understand it, when you apply for credit/mortgage to buy a house for example, they check all your pre-existing debt and factor that in before deciding whether or not to loan you the money. …

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What can you use American Express Membership Reward points for?
lots of the cards say that you earn points whenever you purchase something, but i have no idea what the points are for. I heard that you can get airline tickets, but what else?Does anyone …
If you wanted to hire a debt settlement company, what qualities would be most important to you?
Please help. I am starting a debt settlement business and I would appreciate your input. If you were to consider hiring a debt settlement company, what qualities would be most important to you (i.e. price, …
Do you know any good credit counseling service in the Seattle area?
We need to consolidate so I expect a non-profit service. Any idea?What is the best debt… I have severe credit card debt, and would like to either consolidate or use a service to help me …
Amex Credit Lines above $25K
Hello,AMEX Charge Off GW Letter Hi I recently just paid off an AMEX charged off account and wanted to know if anyone dealt with Amex to have it removed from their reports. I disputed with Equifax …
Do prepaid debit cards have expiration dates and security codes?
Ok i don’t want to use my bank card right now but i was wondering do prepaid cards have expiration dates and security codes?What are some good prepaid debit… Ok, Im sure everyone knows about …