What’s the difference between a loan modification and normal refinancing?

They sound the same to me. I’m just a little confused. There’s also a second mortgage and short refinance.

Can someone please verify these definitions for me and please advise as to which one would be better?

Actually, I want to know the proper definition of Banks, Credit Cards & the diff. b/w mortgage & home loans. The benefits & loses of the loans & credit cards to the banks.

Can anyone tell me from where I can get all this information?
I need it most. So, plz help me if anyone know abt it .

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