What’s the best way to improve my credit score?
I was the typical college kid who thought credit cards were something I could pay back whenever I wanted. I ended up going over on two cards and charged about $ 2500 to them. I have paid off almost all of it (I owe about $ 700) and it will be paid off in the next 4-5 months… but as a result of my pure stupidity, my score has suffered. Are there any ways besides paying off all my debt to improve my score?