What’s the best mortgage financing when you have 15% down?

I know this depends on each person’s situation, however when my family goes to buy our second home, we will probably only have enough profit from the sale to put 15% down. I want to avoid 100% financing if I can. What would be the best way to borrow that other 5% on say like a 5-7 yr loan?

We are selling out condo in CA and trying to move up to a single family detached home. If we opted for a townhome we could definitely make 20% or more down, but we really want to have a house since we have young children.

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