What would be the best option when I refinance my house?

I plan to sell my house in 2 years and I have an adjustable rate of 5.75 percent and it will adjust next August of 2points.

I’m afraid that my home will not sell before my rate increases and I’m afraid that it may take a while before it sells

I was thinking about refinancing to a fixed rate at my bank

I have the option of 6% for 25years at $ 663 – 5.75% for 20 years at $ 711 and 6.25% for 30 years at $ 639.

My payments are now at $ 628 at the ajustable rate of 5.75 which will increase 2points next August.

Should I stay at the ajustable rate or refinance to a fixed rate until I can sell the house and if I should, which rate would be better?

I’ve been in the home for 5 years.

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