What would be the best loan options on shares or second mortgage?

We need a bathroom remodel mojor very quickly, otherwise we risk not having a shower running soon. We currently are not our 3x amount of loan due to the capital, but our side of the beste.Was I want to take the loan restructuring (including equipment for other areas of the house we have ) for a solid 15-30 years for our curretn reimbursement payments are low enough not to hurt us until we sell in 5 years when we mortgages paid in full, and we are the second to repay loans the benefits of full Verkauf.Welches would be the best way for our needs, timing and the best rating and make him go get the best rate possible? Thank you

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