What is your begining Credit Score?

I’m 20 years old and I’ve just gotten started understanding credit. My boyfriend added me to one of his cards that he’s had since he was 18 (8 years ago) and then I started getting all kinds of credit card offers because that spiked whatever score I had at that point. What I want to know is, what is your credit score when you first start out in life? What determines what score you have if you’ve never had any kind of credit cards or loans before in your life?

Also, what is the best way to jump start your credit? I want to buy myself a new car when I turn 21, but I want to be prepared. I have another year before that happens 🙂

Register New Account
Reset Password