What is the requirements for stated income loans in CA?

my sister is trying to find a lender that will let her due a stated income loan. She makes around 78k a year and has a mod score around 650. She has about 150 monthly debt that she pays every month. The house price that she is looking for is around 250k and she wants 100% financing. Is there still lenders doing stated and if so what is the min credit score. If she can’t do stated what is the lease amount of paper work she has to provide the lender?

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