what is the qualification for filing an annulment vs divorce?

My fiancee and I have been living together in the state of Texas a “common law” state. He is obtaining a mortgage loan and is being told due to the fact that we filed our taxes joint /married we now have to get a divorce so that his loan will be approved with him alone as borrower. I am wondering what the time frame is for an annulment vs divorce in this situation.PS we had never filed for a marriage certificate.

Register New Account
Reset Password