What is the best thing to do to bring up my credit score? Please read more…?
I recently paid off a credit card and have not closed it yet because I have heard mixed reviews on what to do with it….some say to keep it open because it shows you can have credit, but that by not using it, it shows you budget well. The other I have heard is to close it because it shows that you have less liability out there in the credit world. What would be the best thing to do to help my credit score with this? PS- it’s about a $ 5000.00 limit