what is a good deal on buying a home?

I’m buying a home for the first time with the first time home owners loan. the house is on the market for 38,900. my credit score is about 550. what should i supect on paying in insureance and what ever per month and what would be a great intrust rate? dose anyone know where to look for a good deal in a loan intrust? what are the secrets that can screw me over? I’m bying in floodwood Mn.

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