What exactly is a ‘local’ fire alarm in terms of renters insurance?
I am getting a quote now for renters insurance, but it asks if I have one of three types of fire alarms in our apartment. Local, Central, or Direct. Of the three I have narrowed it to either I have none of those or local. The meaning they give for ‘local’ is: “an audible alarm sounds from speakers fitted to the home that alerts you and those around you that the home is experiencing a fire.”
The kind I have in our apartment is just one fire alarm that is hanging on the wall, just the normal round kind that beeps. No extra speakers anywhere.
Is this what a ‘local’ fire alarm is or not?