What are the pro and cons of a 2nd mortgage VS a home equity loan? Which is better?

Legal to use home equity to pay mortgage? I have a fixed mortgage at 6.5% but my home equity loan just dropped down to 4%. Would it be legal to pay off my entire mortgage using my home equity line of credit? Refinancing…

selling, home equity loan–what happens? my husband and i want to move back to our hometown, but we've only owned our home for 2 years and have a home equity loan that we rolled our other debts into. we won't…

In Texas how long till you can get a… ...purchased in cash with no mortgage? We tried for a home equity loan, and the lender said we had to live here at least 6 months first to it can acquire some equity. I explained…

Refinancing my home for a lower… I am planning to refinance my home mortgage for a lower interest rate. What are the pros/cons for consolidating my home equity loan into my new mortgage loan? My current interest rates for both loans…

Im up for a mortgage job with New… I go in for my final interview with New Equity Mortgage in Kentucky. I am very outgoing, dont mind working long hours, and a people person. What should I know about the mortgage business?? Pros?…

What are the pros and cons of a home… I am thinking of refinancing and the home equity mortgage is very appealing but I do not know enough about it. I can get a great rate and under 1K closing costs total on a…

Which would be better…to… Here's the info. We want to put an addition onto our home. We purchased it new in 2002 for $ 119,000 and we borrowed $ 26,000 on our original loan which is a 5/1 ARM.…

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BOA account combination
Just moved the limits from my Cash Rewards and Virgin Atlantic into my BBR. New credit limit $ 8k. Took about 5 minutes and there was no mention of a credit pull.Virgin Mastercard Credit Card …
After 7 Years of Great Payments and score building, 1 Missed Payment misstep….Suggestions?
Hello Forum:Trying to Get Out of Debt: Suggestions Please Hello, all! I am new to the forum. I am in a bit of a pickle. Ha! I recently finished graduate school and did not have a …
HELP! I NEED THE OFFICIAL RECONSIDERATION NUMBER FOR LOWES
Was just approved for Lowes card but only for 1k. What is the actual reconsideration number that actually works. I was transferred earlier to an automated credit line increase number and I don’t know if …
WHAT CARD SHOULD I GIVE A SHOT NEXT?
hello guys still very new and in rebuilding my credit and i have made some decent progress over the past 6 months….i’ve managed to remove all but two of my past baddies, they are a …
Barclay’s Limited Time Promotion for the No-AF Arrival
Barclays just sent me a flyer brochure with a “limited time” offer on my No-AF Arrival card.Discover is confusing me on APR Currently, my Discover is at 10.99% Purchase APR. I am looking to get …

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Does anybody know of any good mortgage offers?
I’m living in my first home and currently have a interest only mortgage which I’m locked into for 2 years, but I am looking to change to a mortgage where I start to pay of …
What is the best way to get a home loan with a rating of 620 and self employed.?
I am looking at a home that “has potential”. I am self employed. I cannot get a regular home mortgage. I am looking at seller financing. However, is there a HUD loan or FHA loan …
Don’t I qualify for Mortgage Forgiveness Debt Relief Act of 2007?
I am foreclosing on my property. Home is worth about 300K. Mortgage is for 411K on my primary home. With the relief act I will not have to pay all the income taxes will I?Will …
Can i drive my car from Arizona to California with a temporary paper tag?
i have an 91 Acura Integra i just finish repairing, the car runs just great, my problem is since its been parked for a year and a half in the back yard the registration has …
Question about credit – does increasing the credit with lendors cause a credit inquiry?
My husband and I want to buy a house in the next 8 months or so. We both have good credit (above 720) however we want to keep it that way or increase it. I …

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Where can your find downpayment assistance to buy a house?
We need 15-20% down to buy a house. We have $ 2000.00. Where can we find the rest?Downpayment Assistance (Georgia) Good morning, I was wondering if any of the real estate gurus on here had any …
Where Can I Get a Absolutely Free Credit Score?
Im looking to obtain my credit score, but find that many companies like to enroll you, and hopefully have you forget to cancel your membership with x amount of time. Is there any reputable credit …
Credit I applied for after BK and my results
I thought this may help people coming out of bankruptcy. As always, YMMV, but it helps I’m sure.Discover Secured Odds with Bankruptcy? Hey everyone,I've been really wanting a Discover card since my bankruptcy almost 2 …
How to fully recover your computer?
I have 2 questions that i need help. One is, that I am not smart in computers but, I need help step by step how to fully recover my dell laptop by using my window …
Anyone a victim or know one? Unsavory Credit Card Practices.?
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