what are the benefits of financing a 15 vs. 30 year mortgage loan?

What are the benefits of prepaying my… What are the benefits of prepaying my mortgage if I know I will sell the house before I actually pay it off? I have a 30-year fixed mortgage. I know one benefit is reducing the…

How do I go about re-financing my home… Our current rate is 7.75% on a $168,000 loan and with the drop in interest rates, we'd like to explore re-financing. Are there any companies that will do all the legwork for us? (i.e. find…

What are the benefits if I resort to a… I just lost my job of 5 years and have a mortgage loan of which I am sure I will not be able to pay soon. I am thinking of seeking the help of a…

Will is buying a house for $185,000. He… a 6.725% interest rate. How much are his monthly payments? Karen is financing a $ 285,000 mortgage for 30 years at a fixed rate of 7.15%. What is the total cost of the principal and…

Denied for mortgage modification… Welsh Fargo denied me for the mortgage modification. They stated that they denied because I am current on my mortgage loan and after reviewing the financial information I provided them, they have determined that I…

I am looking for mortgage financing? I am a 1st time home buyer trying to get financing for an FHA loan. I'm trying to get a pre-qualification letter and Chase and Quicken loans have both turned me down because I don't…

How do I go about re-financing my home… Our current rate is 7.75% on a $ 168,000 loan and with the drop in interest rates, we'd like to explore re-financing. Are there any companies that will do all the legwork for us? (i.e.…

Random Questions

Building relationships with credit unions
I’m on a journey to seriously rebuild my credit. I’m currently in the mid 500”s with Equifax and TransUnion. I’ve got a plan to dispute all of my lates and pay down my current card …
When does PenFed PLOC report?
I’ve had a PenFed personal line of credit for a few months, and am trying to get a feeling for what balance is reported when.Penfed Maximum Limits I have been thinking about getting a personal …
Thinking about re-financing my FHA loan…
Hi everyone… I need some insights/help here.RH cardholders...Awesome financing!! If you have the RH card (Restoration Hardware), or thinking of getting one, this type of sale and financing doesn't happen very often, maybe once a …
Where To Start
I’m not sure where to start my rebuild. Theres really just 2 things that I need to deal with immediately. First, I have a collection listed with Midland for $ 5900. They bought that debt. …
Closed Account Still Updating
I have a question. I have a CC account that has been closed and PIF back in 2009, but the company is still updating my credit report on this acount. I tried to dispute it …

Random Posts

How are credit card companies allowed to pull your credit without authorization?
Let’s say someone has a 3 credit cards with $ 5k limits and $ 3k balances plus a mortgage. That person becomes delinquent on the mortgage for the purposes of a modification or a short …
Insurance denying claim…PLEASE HELP ME!!?
This is probably going to be very lengthy and possibly confusing but please bear with me as I no longer know how to handle my situation….Can someone sue my home owners… I was the driver …
If a dispute with one of the agencies and is found in your favor do they report it to all of the agencies?
Ok.. so I disputed 5 things on my credit report with transunion. And when they did their research they found that 4 out of 5 were found in my favor and removed from my credit …
What is the best way to get out of debt without going through counseling services or negotiations services?
What is the best way to get out of debt… Has any one used or is currently using… I have heard advertisments on Consolidated Credit Counseling Services and I was woundering if anyone has used …
I have a friend who was a victim of mortgage fraud. I want to help but who will I contact?
The title company was closed due to fraudulent transactions. What happened was the title company did not payoff the old mortgage. So, my friend now has 2 outstanding mortgages instead of one. The Insurer of …

Random Topics

No FICO score to $8000 CL in 7 months!
7 Months ago I had a completely blank credit report, with the exception on one 6 year old $0 adverse account showing up on one CRA.* This is due to roll off the beginning of …
I have horrible credit, with a co-signer that has EXCELLENT credit will that reduce my interest rate
I have bad credit due to massive medical bills. But in great need of a car soon (i have no time to wait on bettering my credit score) and I can afford one. My interest …
Why don’t banks allow you to use debit/credit cards to make payments on loans?
I have a bank loan and like to have a lot of flexibility in how I am able to make payments. However, the bank only allows transactions to be made using a checking or savings …
What is the current value of this bond?
Due to a number of lawsuits related to toxic wastes, a major chemical manufacturer has recently experienced a market reevaluation. The firm has a bond issue outstanding with 10 years to maturity and a coupon …
I have really bad credit- not credit card related. Does credit counseling work or…
…what can I do to fix it? I am having trouble renting an apartment, I am going to need to buy a car and I would like to eventually own a house.What creditors do not …