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What are the advantages and dis-advantages of having points on a mortgage loan?

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Any advantages of having my wife's… I am the only one working in my family. My wife does not work. I have a good fico. I am planning to buy a home and in the mortgage application and home process I…
Closing before the end of the year?… My mortgage person just told me there is a possiblity we could close before the end of the year. Are there any advantages/disadvantages to doing this? It is a FHA mortgage, if that makes a…
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