What are the advantages and dis-advantages of having points on a mortgage loan?

Any advantages of having my wife's… I am the only one working in my family. My wife does not work. I have a good fico. I am planning to buy a home and in the mortgage application and home process I…

Any advantages of having my… I am the only one working in my family. My wife does not work. I have a good fico. I am planning to buy a home and in the mortgage application and home process I…

Closing before the end of the year?… My mortgage person just told me there is a possiblity we could close before the end of the year. Are there any advantages/disadvantages to doing this? It is a FHA mortgage, if that makes a…

Any advantages of having my… I am the only one working in my family. My wife does not work. I have a good fico. I am planning to buy a home and in the mortgage application and home process I…

Advantages/Disadvantages of going to… What are the advantages/disadvantages? What is better?

Should I pay off my mortgage loan? My wife and I have recently came into a good sum of money. We currently owe about $ 140,000.00 on a house that (was) worth about $ 250,000.00 @ 5.8% interest with 28 years left.…

what advantages come with having a 20%… I am saving up for a home and have 10% but I think I might wait if the advantages are good enough.

which is the better tax advantage?… I'm creating a debt reduction plan, and one of the questions I have is this: is it better (financially) to eliminate mortgage debt before educational loan debt? I want to pay the least amount of…

Random Questions

What Are The Benefits Of Getting The United MileagePlus Club Card?
What Are The Benefits Of Getting The United MileagePlus Club Card? Chase refer a friend United MileagePlus ? Can anyone advise on whether the United MileagePlus Explorer card is included in the refer a friend $ …
Is Capital One playing with my emotions?
I will admit I fell into hard times a few years back and CapOne felt the brunt of those hard times. Since then I have improved my credit and today I received pre qualifed offers …
i may have my first $20k card?
i went to do a CLI on my NFCU platinum (was flagshipRewards before i PC’d it) and i requested $ 15k (based on my CLI today on my cashRewards from $ 10,000 to $ 12,500)NFCU …
Can you help me pick a credit card?
I’m trying to read through alllllllllllllll of the posts but it’s information overload. Here’s my background info: redfin settings – can somebody help me? for some reason, all posts now appear as new whereas before …
PRA playing games
PRA just removed and re-entered a collection account on my credit report. Why must they do things like this? Collection Agency Headaches *** Hi everyone, I'm having a problem with a CA, it has been …

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option arms for home owners?
how do you manage the riskcan the Government buy all foreclosure homes? Is it possible for the government to buy all foreclosure homes and resell them to the owners who are at risk with a …
If I had bad credit record, how long would it take to establish a good credit score?
If I had bad credit record, how long would it take to establish a good credit score?If I had bad credit record, how long… If I had bad credit record, how long would it take …
if my cellphone bill goes to a collection agency how can that affect my credit?
Can I fix my credit later on and get rid of that collection bill?Will a collection agency affect your… So I wasn't able to pay a hospital bill in time. I can pay it off …
I am 63 yo female. Where can I get the cheapest medical/hospitalization insurance until I reach age 65?
I had to retire at age 62 due to endstage osteoarthritis in a knee. I couldn’t walk, but couldn’t have surgery because of the short term disability I had at work — the company I …
Is it cheaper or better to buy a house or buy property and build? What have you found to be (dis)advantages?
I’m a potential first-time buyer, and I live in a rural area where land is cheap (about $ 2,500 to $ 5,000 per acre lots). Houses are typically on the cheaper end as well, but …

Random Topics

Kay Jewelers and Jared’s account the same?
I got approved for Kay ‘s credit card for $3000 yesterday..I know that Sterling has the Jared card also..I thought the cards can be used at either store ..but I read people are now getting …
can i buy a short sale home with this type of loan.?
With regards to the loan type. Your loan is just a standard FHA loan. However you will need 3% contributed back to you for closing costs. In addition you will need 3% back from the …
Homeowners Insurance coverage when the house has shingles….?
Is there any insurance companies that will allow shingles on your roof?Homeowner insurance coverage changed… I bought a house last Friday and had an insurance policy that included shingle coverage on the roof of the …
closing costs on good faith estimate doesn't seem right?
I was approved for 90K loan w/ a minimum of 5K down payment (which I have) Assuming that I make an offer that is accepted at 90K, my loan would be for 85K. On my …
What are the pros/cons of using a debt management company?
I’m looking for the best option to consolidate my debt ($5000), so that I’m not making several small payments on high interest accounts for several years.What are the pros/cons of using a debt… I'm looking …