What are my mortgage options if I have excellent credit and my wife is below 580?
With our incomes together we more than qualify for our new home, but our builder’s lender won’t offer a mortgage with her on the note. I can finance with a conventional loan on my own with 10% down, but with only my salary the mortgage amount is a stretch. Any suggestions on how to work around this? Our loan officer doesn’t have any other suggestions for us.