What are my best options to save now?

Hello, I’ve just started a new job very stable in January. I am 31 years old and a widowed mother of one. For each hour worked, my employer is $ 3.01 in my 401k. I decided that, my health insurance until the next open enrollment in December, so I can use my money to pay some bills and get tips for your home. If this is done, I’ll take my hourly wage of 3.00 to add my 401k, which would be $ 6.01 for each hour of work, I go into my 401k. I closed my company money by opening a savings account, because I know they have great prices and I also have a checking account with BOA. So my question is, I want to draw an additional $ 500 per month in any kind of investment, but I am, what I should invest in. If I put it straight into my savings or somewhat perplexed (CD, money market, etc. ). I want the biggest ROI cours.ThomasK, Thanks for the reply. So you think I should keep my relationship with the body too? Finally, credit unions are better than banques.Donc as if I were open to a Roth IRA, the money would be deducted from my salary advertised, or should I go physically into one of the branches and investments to give them? Also, what is the difference between Roth IRA and Roth 401k. Bettter yet, which means “red”? Sorry if these questions seem stupides.Maddrealist, Yes, my insurance is expensive offers. Coverage for my daughter and I will run a little more than 400 per month. I think that expensive. LOLDave W, the company I work for a firm they can 401k money in for me so I do not close. But if you say that the Roth IRA is better if I leave my post so again in a few years ago, it would be possible to rollover 401k to a Roth IRA this company? And what is the difference between a Roth IRA and Roth 401k?

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