What are good practical ways to manage money.?

Money is tight for a lot of people and I dont ask for more money but to better manage what I have, I have no debts and I pay my bills every time they come in. THe only thing it sometimes I am overdreawn in my checking account at times. I do ave overdraft this year has been an expensive year for me plus I had some unexpected bills come up.

What are good practical and prudent ways for me to manage my money better?

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