We’re trying to buy a hud home with 203k?

but the loan/contractor review person does’nt approve the contractor we picked, and told us that we have to buy NEW appliances coz the house is missing appliance. Has anyone experienced this? Cannot we use our old appliances from our old house which are still in good conditions, and asked my friends who happened to be builders to be subcontracted and fixed up my place such as plumbing faucets, painting, and putting lights? They no longer have license due to the economy. This whole thing not making sense to me. Yet, I want to go with conventional, suggestions what to do please?
Can we put down some money to fix thiigns up by ourself then? Will they still approve that?

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