Wells Fargo sent me a letter?

“Second Alert” This notice is require by Law
You have the right to a free credit report from annualcreditreport.com the only authorized source under federal law.
It says please do not wait any longer. It could be critical to see your confidential credit report and credit score before you apply for a loan, credit card, mortgage, or job.
It says to reply to within 14 days and it is requested by February 22nd.
Then it says there is no obligation to continue after the risk free trial of enhanced identity theft protection services because you have a satisfaction guarantee.

Im not sure I understand this, it doesn’t give me the option to not go with this, so does that mean I have too?
Also if I do go with this, am I going to have to let them know to take me out of the free trial by the time it expires so that I can be sure not to be charged with the actual fee for this.
And is this necessary?
All I have is a debit card with them by the way

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