We were approved Wells Fargo rate of 100% mortgage financing of 6.5% (locked) w / PMI – the end of the program?

We were approved Wells Fargo rate of 100% mortgage financing of 6.5% (locked) w / PMI – it was two days ago. As announced yesterday, Wells Fargo, they have been completed under this program. Now that our credentials were sent by the software we were denied (by the debt / income ratio by 2%). Is sent to an agent of mortgage underwriters Wells Fargo clarification and verification. What are the chances that they comply with our mortgage application locked? We are in the middle of a transaction, lawyers and kontroll.UPDATE – We took the option of PMI is higher int. rate.
I lowered interest1.5 percent. I signed all the final documents. Five days later, my loan officer calls you and says they found a tax lien on my credit record and may not be able to fund the loan. The question to ask is whether or not they are not legally required to credit at the end of the job because I was burned? I know I had 72 hours to complete the loan. How long do they have?

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