USDA rural housing program?

we found a home, we have a contract pending. we applied for the rural home mortgage, we are moving in, before we close.
USDA says there is no monies available till next month.
can this be true? we pre-qualified for the mortgage, we are going to be renting for the month. i live in new jersey
really wanted to close by nov. 30 th , to get the tax credit. my Realtor is handling everything, i don’t no who my mortgage person is, we gave 500$
which is still in my acct. this is a direct loan, i believe. any input would help? kitt
we are all ready packed up and gave notice, we are going down on wed, to our Realtor office for answers. we gave her all out in and signed papers to start the mortgage, now we have to wait to close. the owner is letting us rent til closing. i will get all my info and i will meet with our lender, thanks again
we gave her all the paper work she needed to start the mortgage, my credit score is 725 and my room mate is 815.
now i am really nervous, i read a lot online to understand the different mortgages. because no one has called us yet, my Realtor told us to pack and we are moving in dec. 1st.

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