The Time Value of Money?

Suppose a house is on the market for $ 250,000, and a bank agrees to lend the potential home buyer $ 220,000 secured by a mortgage on the house. Thus, the buyer must come up with $ 30,000 to complete the transaction. For purposes of this question, ignore any additional closing costs. Suppose the buyer has only $ 7,500 cash, and the seller agrees to take a note with the following terms: a face value of $ 22,500, a 7.5 percent annual interest rate, and payments at the end of the year based on a 20‐year amortization schedule, but with the loan maturing at the end of the 10th year.

What is the balloon portion of the payment due at the end of the 10th year?

What is the total payment that will due at the end of the 10th year?

I have no clue what to do and i cannot use a financial calculator. Can someone please help me? Thanks

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