The loan on my ex wife’s house is in my name and she won’t refinance. How do I get off this loan?

We are in California. I gave up the house during the divorce under the assumption (stupid) that her mom was going to buy me out. That didn’t happen and now she is living in the house with a loan in my name. She doesn’t work and can’t qualify for a new loan. Her Mom is loaded and gives her whatever money she needs. Now, she is playing games and is 90 days late on the mortgage just to screw with my credit. How do I get out of this?

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