The Fed lowered interest rates, right?

So tell me if this is right: With lower interest rates, this is a good time to take out a loan for a car or mortgage or anything, but bad for investments in stocks, etc. Also bad for people who own homes because their equity is decreased, right? And one more thing, good for the bondholders who have locked in at a higher rate? Oh and why are people scared about inflation: is it because the Fed lowering rates puts more money into the economy?

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