The combination of credit to buy a house?
Here’s the situation. My boyfriend and I are not married yet, but we are looking for a home together very quickly. After doing some online calculators loan, the mortgage lender that we finally went for a pre-qualification. Alone – I get $ 140,000. But this is not really enough for the market we are and what we need for our families. We were told he may be on the deed, but not a loan. Here is the question of when we got married, what would happen to our credit rating combined? Did they combine them? Does it hurt me this time? Our combined income would put us where we must be in banks, even care? To thank you in advance for your help. This whole process can be stressful!