Student Loans: debt consolidation vs debt consolidation home?

I have about $ 80,000 – $ 100,000 in student debt. I have about 5 different lenders of these loans at interest rates between 4% and 12%. My parents and I are about the idea of ​​remortgaging his house and threw where I end up paying their mortgage at a rate of 3.7%. Would it be a better idea of ​​a consolidation loan? In the long term, it looks like it could really hurt because it would leave my parents are facing a higher payment, even if I paid on such loans.

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