small business loans?- repayment?

I’m looking at starting a small business….the problem is that I’m going to have to build a shop on my property because there is no where in the area that is available or could be easily transformed into a shop. If I get a small business loan… it possible to defer payments long enough to get the building up and the business established…..i’m looking in the 3 to 6 month range……..

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