should put all our extra money to pay our mortgage because of our variable rate?
We have not yet been done to assess, but it seems that we do not have the qualifications to refinance a conventional loan to pay up to 80% of them are willing to refinance. I am very worried about rising interest rates and I do not know if we get FHA loans, but do not want to do it anyway, because the costs are high, and PMI. We have extra money for working in the loan immediately, but we want to start investing. Thank you