Should I pay off my credit cards all at once?

I have roughly $ 7000 in credit card debt and I have around $ 5000 in the bank. I just checked my score and I have EQ 630. My goal is to improve my credit score. I checked some website that does simulations and they suggest I pay around $ 250/month for 2 years. I also heard different opinions from friends ranging from “pay it all off” to “keep the cash”. With the economy we’re having now, I am very confused. Does anyone have any good suggestions? Thanks!

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