Should I drop my daughter off auto insurance when she’s at college?

My daughter is four hundred miles away at college and doesn’t have a car there. She comes home between terms and uses our car. My auto-insurance agent says I don’t get a break even though for most of the year she doesn’t drive. I’m not sure it’s possible or practical for me to keep dropping her and putting her back for every vacation. Isn’t there a standard way that auto insurance companies handle students who live far away from home?
Thanks all of you for your answers. Just to clarify – My daughter does not have a car at school and does not drive there at all. The only time she drives is when she’s off school.

Register New Account
Reset Password