Secured credit card of 250 limit… is this going to help build credit?

I just in now in January was able to get a car loan ( with no credit or cosigner might I add) for 9,000 from USAA. They offer a secured American Express card with a minimum limit of 250. I figured that would be great for gas and any emergency expenses.

Will it actually help build credit though. I’ve only had one payment so far on the car and I checked my credit score which was 656. Hopefully in a year or 2 I want my credit score high enough to start looking for houses to buy.

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