Refinance our house and bankruptcy last year?

We have a 1st and 2nd mortgage. !st is 550 a month 7 percent fixed 30 years with 20 years left. 2nd is 290 a month 9 percent adjustable 30000 with 28000 left . We filed bankruptcy last year. Is their anyone who can help with this problem We would like to put the mortgages together but probably no one will give us a loan. Any help would be appreciated. Thank you

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