Refinance my mortgage with bad credit…Help?

My boyfriend broke up with me and the house is in my name so now I cant afford the mortgage with my income even if I was to tighten my belt I just cant do it he picked up all the slack…So i dint want to loose my house We got into loans to furnish the house and I was suspended from work without pay for two months I’m barely catching up and he left me. Help and don’t put dumb responses I need real help I have 10,000 in bad credit and need to refinance.
My credit was perfect thats how i got a house he was my undocumented income.Then we got a couple of loans to furnish the house.I was suspended from work with no pay I’m back at work now with pay its been two months
Once again I’m at work getting paid now for two months

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