Refinance mortgage or invest in stock market?

I have the option to refinance my home that I purchased within the last 5 years, saving around 2%. The cost to refinance will be approximently $ 4000-$ 8000. The current loan is for 30 year fixed and I plan to have it paid off in 15 years by making extra payments. Should I refinance and get a 15 year fixed to save the 2% or should I take the $ 4000-$ 8000 and invest it in mutual funds? Thanks so much.

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