Rebuild your credit using Orchard Bank Mastercard?

Hi everyone….I have heard alot of contradicting information on Orchard Bank’s Mastercard. I have not-the-best credit, and am looking to help improve my score. I have one bill to pay off, but 2 ‘black marks’ on there. I was wondering if anyone has used Orchard Bank’s Credit Cards to rebuild their credit, and how it worked out. IM NOT looking for a credit card to charge on…..just a card that i can put small purchases on to help my score go up. Also, i know it is secured, and you have to put down $ 100 less than the line of credit you want, but do you get that deposit back ever? Please, comments.

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