real estate question ?

I am looking to buy a home and after considering many options I have found a really nice older home built in the 60’s originally. Not much has been updated except the carpet and appliances which I want to get rid of anyway. I have estimated I will need $ 130,000 to make it into my dream house. Now I just don’t know if I can take out a loan apart from my mortgage loan to help me pay for the house repairs? How hard is it to get a repair loan nowadays? Are there any government breaks? I’m a first time home buyer and I live in California. Oh and my husband is a Veteran so I hope that has some incentives? Please help me figure this out.

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